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EveryToonie Blog

Canadian money, explained plainly.

What CRA and your bank don't spell out — TFSA, RRSP, FHSA, and the rest, written by the same people building the tracker.

August 26, 2026

EQ Bank vs. Wealthsimple: where should your money actually sit?

Cash you might need next month and money you're investing toward this year's TFSA or RRSP room need two different accounts. Here's what each actually costs, and how we use both together.

August 26, 2026

What CRA My Account doesn't tell you about your TFSA room

CRA My Account does show a TFSA room number — but it's a once-a-year snapshot of last year, not what you've actually contributed. Here's exactly how the lag works for TFSA, RRSP, and FHSA, and why it matters.